These Terms of Use apply to all offers, programs, and services provided by Kompetenz in the area of professional development and skills enhancement. The programs include structured learning modules, workshops, and digital content to promote professional and interdisciplinary skills.

By using our offers, you agree to these terms. If you do not agree, use of the programs is not permitted.

As a user, you agree to use the provided learning content exclusively for your personal professional development. Any commercial reuse, reproduction, or distribution of the content is prohibited without express written consent.

• You are responsible for the security of your access data.
• You use the programs to the extent appropriate for your individual learning progress.
• You agree not to use automated systems to access the content.

Kompetenz provides the described programs for professional development to the best of its knowledge and according to current pedagogical standards. The content is regularly updated to meet the requirements of various industries.

We strive for high availability of the digital learning platform but assume no liability for temporary outages due to maintenance work or technical disruptions beyond our control.

3.1 Changes to Content

We reserve the right to adapt, expand, or discontinue programs and learning modules if this serves quality assurance and the current development of skill requirements. We will inform you of significant changes in a timely manner via email.

Kompetenz is only liable without limitation for damages caused by intent or gross negligence. For slight negligence, we are only liable in the event of a breach of essential contractual obligations, the fulfillment of which is essential for the proper execution of the contract and on whose compliance you may regularly rely.

Liability for indirect damages, in particular lost profits or unrealized career opportunities, is excluded to the extent permitted by law. Participation in our programs is at your own risk and does not replace individual career advice.

The fees for paid programs are transparently disclosed before the contract is concluded. Payments are made by bank transfer or direct debit. In the event of payment default, we reserve the right to block access to the content.

• The minimum term is three months, unless otherwise agreed.
• Termination is possible at any time with a notice period of four weeks to the end of the month.
• Amounts already paid for the current billing period will not be refunded.

In the event of early termination by the user, all access rights to the content expire with immediate effect.

The collection and processing of personal data is carried out in accordance with our privacy policy, which is available at policy.html. We treat all information disclosed in the context of use as confidential.

Users are also obliged to maintain confidentiality, particularly with regard to non-public content of the programs.

Should individual provisions of these Terms of Use be invalid, the validity of the remaining provisions shall remain unaffected. In place of the invalid provision, a valid regulation shall apply that comes closest to the economic purpose.

The law of the Federal Republic of Germany applies. The place of jurisdiction is, to the extent permitted by law, the registered office of Kompetenz. For questions regarding these terms, please contact: info@veteransinmiddlemarket.com